According to the CDC, 1 in 4 Americans have some type of disability ranging from serious mobility and/or cognition issues to loss of vital senses like hearing and vision. Because of Social Security’s strict criteria and requirements needed to qualify for a benefit, assuming one meets those, it can sometimes take years for an applicant to finally begin receiving income.
Securing disability insurance can help you and your family from suffering a financial interruption if you were no longer able to work. A disability policy can also ensure that your payments begin when you need them to before you are in financial distress.
BenAlliance insurance advisers have access to the most comprehensive disability coverage industry-wide and will make sure that you are aware of every provision before you purchase coverage, so you can be assured that the policy you secure is going to cover exactly as you need.