Services We Offer
Tailored plans covering group health, voluntary, and retirement.
Comprehensive Benefits for a
Thriving Workforce
Group Health Insurance
Medical
We help you attract and retain top talent with comprehensive medical plans. We offer fully insured plans (carrier assumes risk), level-funded plans (shared risk), and self-funded plans (employer assumes risk) to fit your group's size and needs.
Dental & Vision
Our plans ease the financial burden of routine and preventative care. Dental coverage often includes 100% for basic services and partial coverage for major procedures like orthodontia. Vision plans provide low copays for exams, glasses, and contacts.
Disability
Protect your employees' income with short-term and/or long-term disability coverage. These plans can pay 50–60% of an employee’s salary if they are unable to work due to illness, injury, or maternity leave.
Life
Offer a financial safety net for your employees' families with employer-sponsored life insurance. These policies provide a death benefit starting at $10,000 to help protect against sudden loss.
Flexible Spending Account (FSA)
Let your employees save pre-tax dollars to use on qualified medical, dental, and vision expenses. The entire yearly amount is available immediately, but funds do not roll over to the next year.
Health Savings Account (HSA)
Paired with a High Deductible Health Plan (HDHP), an HSA allows employees to save pre-tax money that rolls over year after year. Contributions can be made by both the employee and the employer.
Voluntary Plans
Offering voluntary benefits can help you attract and retain skilled employees while potentially lowering your overall medical premium costs. We provide a simple online portal to help your employees enroll in the plans that are right for them.
Dental & Vision
Provide access to affordable dental and vision plans that offer steep discounts compared to individual market rates.
Life
Offer term or permanent voluntary life insurance that is often portable and can be offered on a guaranteed-issue basis, which is ideal for those with pre-existing medical conditions.
Disability
Offer short-term and long-term disability coverage at a significant discount over individual plans, often available on a guaranteed-issue basis.
Cancer/Critical Illness
These plans help offset costs associated with a life-threatening illness, covering expenses from copays and deductibles to travel and income replacement.
Accident
An accident policy provides a benefit for medical expenses incurred from a covered accident.
Medical Gap
This plan works with your major medical plan to help offset high deductibles, copays, and coinsurance, making a high-deductible plan more manageable for your employees.
Retirement Plans
Through our partnerships with various financial institutions, we can guide you to the ideal partner who will help you choose a retirement plan perfectly suited to your business. All plans are tax-advantaged accounts designed to help employees save for retirement.
401(k) Plan
A traditional 401(k) allows employees to make tax-deferred contributions, reducing their taxable income for the year.
Roth 401(k) Plan
Employees contribute with after-tax dollars, and the investment growth and future withdrawals are tax-free.
403(b) Plan
Designed for employees of public schools, non-profits, and churches, this plan operates similarly to a traditional 401(k), with tax-deferred contributions and various investment options.
SIMPLE IRA
An ideal, low-cost option for small businesses with 100 or fewer employees. Employers are required to contribute a percentage of each employee’s account.
SEP IRA
Specifically for self-employed individuals or small business owners with few employees. It allows for higher tax-deferred contributions than a traditional IRA.
Let's Build a Stronger Workforce
Ready to elevate your employee benefits? Reach out to our team to discover how we can create a custom plan that supports your people and helps your business thrive.